Prudential Capital, Inc. is an independent, privately held commercial mortgage banking firm with a main focus in originating commercial real estate loans and apartment loans through Fannie Mae, Freddie Mac, REITs, insurance companies, select banks, and institutional investors. Through a standardized, product driven commercial lending platform, Prudential Capital transacts millions of dollars in new commercial mortgage loan requests monthly.
With more than 12 years of commercial real estate financing experience, Prudential Capital has grown into a leading originator of commercial debt by combining its extensive experience and knowledge in the underwriting, processing, and closing of commercial mortgage loans, with an unrivaled Internet based originating and marketing platform.
Commercial Mortgage Loan Origination and Servicing
Unlike other commercial mortgage banks, commercial lenders, and apartment lenders, Prudential Capital does not service its originations, rather closes and releases the servicing rights to a predefined purchaser and servicing agent. This allows Prudential Capital to maintain focus on its core competencies - new loan originations, quality customer service, and product development. The transition is seamless to the customer, and allows Prudential Capital to maintain a low cost structure, passing on the savings to its borrowers in the form of lower loan fees and industry low rate commercial real estate loans.
Commercial Mortgage Loan Programs
Prudential Capital primary focus is on commercial mortgage loans under $100 million. By focusing on small and mid balance commercial real estate loans, Prudential Capital provides the most comprehensive commercial financing solutions for apartment loans, conduit loans, and commercial loans from $100,000 to $100 million.
Multifamily Loans
Prudential Capital specializes in financing multifamily housing properties, including conventional, mixed-use, seniors, student, affordable, and manufactured community housing properties.
Commercial Loans
Prudential Capital provides commercial real estate loans for both owner-occupied and investor properties, including traditional and non-traditional property types. Prudential Capital offers clients up to 90% commercial financing, 30 year fixed-rate terms, and unlimited cash out options.
Conduit Loans
For borrowers seeking the lowest permanent fixed-rate pricing, Prudential Capital provides conduit loans for most income producing commercial properties, including hotel, office, industrial, warehouse, self storage, retail, and mobile home park properties.
